We are a small mom & pop outfit and in some ways we want it that way. 

There are smaller more mom and pop turnkey outfits who have done a few flips here and there and usually they have horrible marketing and digital footprint.

Thomas, if I knew nothing about credit, I would just follow your model on the 650 fico, the law of averages not only favors your methodology, but the elegance of it puts you in a better spot, should anyone make a claim you were acting discriminatory.

And that would lead to my best suggestion for cutting costs: Let someone else (a mail house or an online outfit like Click2Mail) perform the labor tasks for you.

Sure there are outfits that run for less than 10%, but they make it up elsewhere.

It's a significant amount of money - the home is an elegant one in a very prestigious area of town, where houses go for 500K and up.

I trade business cards, and talk to as many other investors as possible.They have two sponsors for each meeting, who have booths available - companies like title companies, legal, or Identity theft outfits.

No it was no typo, my triplex is officially a duplex, but the basement of the lower unit where I live has been outfitted as a bachelor pad, so it's got it's own bathroom, small kitchen, stone fireplace, and a nice shiny wood floor.

Even if you do buy from one of these outfits, at least get the opinion of an expert in the local area.

Such is not the case in various states throughout the USA.Foreclosure redemption periodSome states, such as Illinois and Minnesota have a redemption period where a homeowner can still hold on their home and thus shun a mortgage foreclosure The elegance period for will differ from state to state ranging from 3 days to six months.