Wait another year so I can have two years of work history/W-2s.

If you're interested, his hobbies include history of mankind, culture and classical prose of China and Japan. 

Quote from @Amy Breen: I feel compelled to point out something important about this post and its author's posting history.

If we bite off people’s heads when they admit disaster, it suppresses legitimate issues with these techniques.Just for context there is a lot of history with the OP and some of us on here going back years (like the thread I linked to above from about a year ago and several others if you use the search function with his name) with him minimizing the risks of how he was structuring these transactions and some of us being cautionary, warning him that exactly what happened here could happen, which made him defensive and dismissive. 

Even if they stopped reporting your payments the history would be there. 

I look for liens that will be removed or that may stay, ownership history, platting, zoning, exit strategies, cost & profit analyses, and above all else; I physically look over the property.

The 2005 loan shows it as a first lien so I assume they cleared the history somehow but they are unwilling to share the policy.

Last week was one of the best in the history of the portfolio if that tells you anything.I also have real estate connections in the country if anybody wants to connect.

Landlords would be free to take chances on irresponsible people with bad histories. 

The PI found that the person was not using my address and is using a PO box instead and has lived in like 20 diff places within 20 years and very checkered history that includes a bankruptcy.