Plus, with a relatively low entry cost and scalable options, you’ll be able to build a solid portfolio without overexposing yourself.Let me know if you want to dive deeper into Memphis real estate!

.: Emotionally..... pay off your primary.Financially..... use the $$ to buy assets that make you $$...hands down a smarter use of your capital Especially if your interest rate is well below what the current rates have been. 

Since you've stayed there and the lot is open, I see the lure, but any time I see something like this - "This is a pure emotional type of investment and I want to honor it."

Leave out the emotion, the lies, the manipulation, etc.

The result is an even deeper inflation than what we already suffer from.

That means making calculated numbers based decisions, not emotional ones.

It sounds like you’re dialing into that deeper layer of investing where trust and a sense of community become as important as the numbers on a spreadsheet.

To add more weight to your case, dig deeper into local records.

Geez, there’s so much opinion, emotions, beliefs, and personal experience in this thread.  

I find new investors often struggle with keeping emotions out of the deal.