In a slow market homes sit and rot, they are on the MLS forever and the longer it sits, the lower the price goes to find the sweet spot for just the perfect buyer.

Wholesaling can definitely be very time consuming, but it is possible!

2- if there is a “problem” Will the “solution” discussed solve it in a cost effective, consumer accepted way?

We recently purchased our "forever" home together in another county and applied for a homestead but of course we were denied because they found out we had 3 active ones in another county.

I'm SURE you mis-spoke and meant to say, he's a close friend that I am trying to help but it was not my intention to "fix his credit".Debt Relief and Credit Repair Scams"The FTC has brought scores of law enforcement actions against these bogus credit-related services, and the agency has partnered with the states to bring hundreds of additional lawsuits"SOME CASEShttps://www.ftc.gov/news-events/topics/consumer-finance/debt...Financial Education Services (August 5, 2024 )Panda Benefit Services, LLC., FTC v.

Congrats on orthodontic residency, though I know residency will be time consuming as well. 

So many things that come with being a real estate investor that some people get turned off by the idea and are happy with just buying their forever home and end there.

Instructing or deliberately causing a borrower to sign business-purpose loan documents when you know the money will be used for consumer purposes has always carried civil liabilities.

They have connections there who they have known forever and trust like family.

You as the consumer of financial services will NOT be getting unbiased advice from anyone associated with Tardus no matter what the title or position.