I appreciate the feed back from everyone, as financing can get a bit tricky, not to mention complicated sometimes trying to look at all the different ways to calculate how financing can or cannot me more beneficial than your current situation.  

I am hoping Marco will be the exception. ya me to.. however I suspect he has some complicated situations and it may take more than 30 days to come up with something they can live with.. but if I was him I would be sending out an e mail once a week .. even if it was to say I have not forgotten and we are still here and working on it..

Megan Luckily the math part isnt too high level just addition, subtraction, some mulitplication and division but we as a community can all help you through it.Leave the complicated math for the wall street quantative analysts and derivative traders.

They are often too complicated for tenants to figure out, they have too many ways to fail, and they are often easier to circumvent than a standard key lock.I use Schlage electronic door locks with a simple numeric keypad.

I don't mean to rain on the parade, but the reality is, the note business is more complicated than these gurus or broker-dealers let on. 

I mean really buying rentals is not overly complicated.. 

At first this sounds like a good thing because its a cheaper entry level but the more you own the more complicated life can get.

If you have a small number of rentals I would not over complicate things by paying a bunch of fees for an App if you don’t have to.

I realize not investing locally complicates things.

@Charlie Martin Buying under an LLC offers liability protection and separates business finances, but it can complicate financing with higher rates and stricter terms, and lenders may still require a personal guarantee, impacting your DTI.For your first property, consider purchasing in your personal name for better loan terms and transferring it to an LLC later if needed, while using strong umbrella insurance to mitigate risk.