A broker can connect you with specialized lenders who understand your situation and offer competitive terms.2.

The Benefits of Staying CompliantCompliance isn’t just about avoiding penalties—it’s a competitive advantage.

But don't let regulations deter you, a harder market to enter in theory mean less competition since most don't want to track down and follow all the regulations. 

Quote from @Waruna Yapa: My goal is to find competitive rates and fees.

At 3 years none of the costly items have hit their end of life.  

However, the market is competitive, and rental regulations are becoming stricter.

Risks: rates go down and you have to pay a prepay of 2 or 3 %; you have to sell and pay the prepay; rents decline & you can't make the payment like any other type of loan; cost upfront a little more than conventional; need to find experienced broker licensed in the state where subject property sits; servicers are bulldogs. 

The market is somewhat competitive, with homes receiving multiple offers and selling quickly, but there are still good opportunities with strong cap rates and value-add potential.Advantages of investing in a Rochester multifamily property:1.

The free marketing is not effective in a competitive market neither is the marketing strategy.

How do SFHs fare in competition with these rentals as supply increases?