As people started chasing yield, these prices rose too high in comparison to better vintage assets.It comes down to price, and your pro forma reflecting lower rents for these units.

I want to compare these ratios.I also want a summary of features of the “high” category above.lastly, I want to know where those high properties are clustered, and if the market is saturated or not via comparison of supply vs demand growth.Hope that helps! 

In comparison to my higher quality properties (B or A), I did not find the cash flow on paper to actually materialize. 

The two comparisons that keep coming up are:1) You pay extra to the mortgage to try and keep up with the first position HELOC strategy. 

The real comparison to make would be between the returns you can get in your retirement account using leverage vs the returns you could get if your account does not use leverage.Taking the funds out of the retirement account as an early distribution can result in taxes approaching 50% based on a few factors.

Jump on Zillow and look at the rental listings in your area.The data should allow you to do a rough comparison of price/sq ft.

Cohosting and learning the basics of property management will go a long way in comparison to trying arbitrage. 

@Eric James,The common comparison is that it's like "pushing a train".

The costs of a QI are also often relatively minimal in comparison to the interest and penalties you would pay if it is blown up.You are also parking significant sums of money with the QI - that alone is worth using a reputable QI to ensure your funds don't disappear. 

I am including 2023 and 2024 through July for comparisons to see what is happening within our vast portfolio.