If something happens to the faculty housing waitlist, we have no way to catch up on retirement by cashing in on the appreciation.

Brampton was one of them and now it's going up everyday. durham and Hamilton were slow for a long time and they are catching up too at a faster pace.

I do not suspect that PetScreening.com catches a large percentage of the bogus ESAs, but just the potential of their ESA being flagged as bogus and losing their application fees to s far better than doing less.  

For extra context, after much back and forth, they stated that the total cost includes “the charge of the replacement purchase and labor to install it,” which seems just vague enough to imply it’s for just the microwave and install, but also allows them some wiggle room to add a fee in case we get an actual receipt and catch them in a lie (which we did)…

Regular inspections can catch any issues early, potentially saving you from costly repairs.

Then of course they can catch up on the arrears and sell the property outright.

Are they going to catch on fire?

I believe this market cycle is topping, and one should tread very carefully before investing more money into an 'unsure' property.That does NOT mean to stop investing; just make sure you aren't trying to catch a falling knife in an unsure environment. 

I loved having my wife drive me three miles up river dropping me off with my kayak and i’d float down catching fish for hours . 

Once they are behind, they may have problems catching up.