And the split is whatever you decide on. 50/50 is what a lot of people usually do.

I have known many people go to Baylor and the need seems to be there for rentals.

The property is only 9 years old so that's why I put only $10k also, they are opening a new company that will employ thousands of people nearby so that's why I put a 6% income growth and only 3% expense.

One thing in real estate and probably most other businesses is that most people including me don't know how to measure and evaluate risks.  

.- Some people go to F, but what's the point?

However, a few things you could do: You could talk with them & learn more of their story to figure out why their credit score is low as well as the type of people they are.

Because it takes repetition for people to remember things and you have to be top-of-mind when they encounter a potential client for you!

Go check and see what others are charging.I guess I have to ask what does it offer that would make people want to stay there?

Quote from @Josh Lansberry: You will hear a lot of people bad-mouth him, but Dave Ramsey can teach you how to get financially savvy real quick.

Not going to get into a discussion about people being able to do what they want in their house but in PA, recreational use is still illegal.