That would be around $90,000 sitting in a savings account!

Now that we are 10 days from closing, I am talking to loan officer to get the Closing Disclosure so that I can know the exact cash to close (I need to move money from brokerage to bank account) and he is mentioning about 2% IPC limit. 

I know some people feel like they need to invest in a course to hold themselves accountable or feel like they are doing something.

Account Closed 100% they are

And that's not even taking into account the regular tenant BS.

A fake and basically empty Facebook account (with a hotmail email attached to it) was planted to give itself some credability.

Account Closed said, income and assets are the only "hassle" with a conventional loan.

@Mike Terry sounds like a pretty good argument to go after the property, I think your question is more along how to value it, and account for the deferred maintenance. 

Foreign National programs sometimes require that you have US credit and most will want you to have a US-based bank account.

I managed my own Airbnb account for the first 3 months after handing it over to Evolve.