Does anyone here faced similar issue ?

Those two factors work in you advantage allowing you to charge rents that let you cashflow when others trying to get in the market couldn't purchase a similar house and make the numbers work. 

We sold a wonderful two unit STR in Depoe Bay in 2024, which generally is a no-go zone but has neighborhoods with specific commercial zoning that allows for vacation rental usages as well as a brand new development of luxury homes that allows STR usages similar to Olivia Beach in nearby Lincoln City. 

(We had a boat as an AirBNB and the plumbing would clog very easily and we had to state a similar statement and it got us out of refunds and bad reviews) hope that helps! 

If it is, why can't you buy similar properties that you are renting with the money you make.If you get $200,000 annually(split proceeds with the other owner), you should be able to buy almost any type of property.

I've heard that some people have used a trust account or something similar as a method of income, if you can prove history of payments and continuation of these payments.

Flexibility is key for me as I navigate opportunities and continue learning.I’d love to hear any advice you might have or discuss potential opportunities if you’re working on something similar.

When I checked their reviews, I first started with the negatives ones and they were similar to the ones found on Reddit.

I’d love to hear your thoughts, advice, or any experiences you’ve had with similar situations.

You have to dig a little deeper there are questions that need to be addressed and VOE's filled out with specifics in order to use certain incomes and "stipends".Similar to a traveling nurse who get housing, meals, and other income.