The key to success on this was follow up - I kept in touch with the folks religiously with a phone call every 30 days.Hope that helps, good luck!

The fact that this was a professedly religious person twisted my brain in knots even further.  

Well, you do have the "endowed by their Creator" line to base a religious argument, but I also believe that women and those of African descent were excluded from this in 1776.

The Federal Fair Housing Act provides fair housing treatment to all relgions - it does NOT allow you to throw religious sounding talk in my face to excuse breaking a lease.

As for me, I not only card all tenants with a non-religious holiday card, but gift a small (5#) turkey or ham for the best tenants.

I applying to be a broker here in CA soon, found this site and have been reading it religiously.

What is your final, final plan for the end of days, the abandonment of the Covenant, the awakening of Cthulhu, the approach of Nibiru.

.. it was satire To illustrate how a pius religious person With perhaps a self righteous attitude could have negative results managing their properties by being unprofessional and judging people .

I have been listening to the podcasts religiously since the day I discovered BP, and have also been taking advantage of all the massive amounts of information from the blogs, forums, and free books provided. 

To my knowledge, it's primarily a single-annual indicator meaning the cash flow is annualized and only for one year, whereas IRR takes values over several years (5-10 on average in my experience).I use CoC all the time, rarely ever use IRR because it can be hard to predict income multiple years out but I recently met someone who is religious about NPV & IRR.