can anyone you know in person vouch for this lender? 

Personally, I bought a 3 bedroom house as my first purchse and lived there while renting bedrooms and 2 bedrooms rent paid all of the mortgage payment and 2/3 of the utilitites.

A lot of times, you think you have the right person and then they ghost you right when you think you are locking them in.

Besides having a personal friend to mentor you, this is the next best place to learn.

Personalities and business practices vary widely.Lesson 3: Be willing to pivot to avoid potential future concerns, and know that a small win, or breaking even is better than a total loss.Lesson 4: Commercial loan process was great to learn and now I have built a relationship with a commercial lender.

-Getting into a situation where you’re borrowing additional funds to close, which if it is an unsecured personal loan, will have an astronomical interest rate compared to borrowing a secured debt like a mortgage.

Sharing some of my personal experience.

Your brother remains personally liable for the mortgage, but no longer owms the  property securing the note2.

In many instances putting bad money after good by furnishing homes for STR or MTR leasing or perhaps making their personal credit vulnerable by agreeing to Sub To arrangement.

I'm willing to help this person in any way I can.