Internationally US paper is known as liar's paper because of artificial inflation of credit ratings by the banking industry when they sold loans on the international market.

From everything I read, it seems that we're at this completely artificial level.

What's worse is that many all too many people now believe that the real estate bust was the result of an unbridled free market run amok when in fact it was the result of the inherent moral hazard of simultaneously encouraging the "ownership society" through a Federal Reserve policy of artificially low interest rates and government bailouts, quasi-government corporations backing loans, and other tinkering to prop up an otherwise slumping market.

When you look at comparables you see an artificial market that is on the tail end due to the lack of funds now.

Anything done to prop up home value is completely artificial, dishonest, and blatant manipulation.

Anything done to prevent natural market driven occurrences will lead to "artificial wealth" and inflation.

As we have seen a couple of years ago artificially cheap money drives artificially high demand and prices.

These buyers qualified for loans based on payments that may have been artificially low due to an introductory rate or an interest rate buy-down.

Assignments helped to drive real estate prices into artificially high values, forclosures are on the rise because of adjustable rate mortgages, and the bank is stuck with a property that isn't actually worth as much as they lent on it.

He then loses the property, and in the ensuing audit Jim Bob Bank discovers he bought the trade lines to artificially pump us his score.