We are getting more clarity on what exactly that may look like and have recently joined forces with two other amazing women who are aligned with our mission. 

Flight capital from around the world tends to come here.

This is definitely a good point - people tend to get caught in the mindset of "MAX" cash-out proceeds no matter what, you can always reduce leverage (lender will pretty much not want lower leverage) to stay conservative and protect cash flow and cushion 

They tend to focus primarily on self-employed, operating businesses, so their understanding of self-employed borrowers will tend to be better.

late summer/fall timing tends to give you a better chance to open those doors; although listings start to wane that time of year into the winter.I'm reading that you leveraged to buy this first single-family rental. 

Here's who I tend to watch:-Ben Mallah - This guy is very successful and I've learned a lot from his question and answer Q & A livestreams.

Cripple walls tend to act as a hinge and when they "close" whatever is on top (the whole structure) comes crashing in on itself.

I'll try to answer some of your questions about the Pensacola area:For airbnb, properties downtown or on one of our beaches(Pensacola Beach or Perdido Key) tend to generate the highest revenue. 

Guests booking through Airbnb tend to have larger budgets due to do the Airbnb service fee they'll have to cover, while FF has a lot of travelers looking for a good deal.

However, the markets where it is easiest to make the numbers pencil tend to be the markets with the lowest barriers of entry.