., at least three (3) months of the most recent bankstatements for any account(s) rental funds were paid into and any company or corporate tax returns for proof of income andexpenses.

You have to follow a huge list of things and then you need to get a permit for the Hot Tub which is like a three step process. 

Better yet before the loan is originated make sure it will be sold to one of the three.

Investing takes money, and you have at least three years with very few expenses.

Because dual agency is an impossibility (I’m a lawyer) and if I want to see one property I don’t want to be tied to an agent simply because I wanted to see a different property.The listing agent’s fiduciary duty to his seller client should be sufficient for the listing agent to just do a no agency showing agreement with the potential buyer.

They have some of the most extensive fees because this way they can charge you fees but low points.You can expect to pay about 1,500 in closing cost fees: Legal, processing, underwriting.To get in a good loan, you would need some experience in real estate flipping/holding preferably in Houston and be 100k liquid and have credit 700+.You fill those three needs and I can help you for sure.

@Julia Taylor honestly, I would not worry about your money if you kept it with the Big three banks. 

I bought these about three years ago and was ahead of the curve a bit on this area but knew from experience that this area was a good bet.

let's say i listed a three bedroom rental for $2800 but the the tenant8 applicant has a gross rent voucher for $3200.

A misdemeanor may be sufficient to deny application if the conviction was recent and didn't involve a more serious crime, such as battery or intentional property damage.