Make sure to connect with local lenders and brokers too as it's beneficial for achieving your real estate goals. 

Don’t be discouraged—finding tenants is an achievable feat!

This status is achieved by materially participating in your real estate activities.

There are still a few good resources for Log Cabins or Off-Grid style properties in remote areas as well.  

Maybe it was just the sales style, but it felt that they did not need my business and that they would not allow any more questions (and I had a LONG list).

Sounds like there was not a fit in terms of style .. like a Wall Street type trying to hang out with a SoCal surfer type.

However, with strategic planning and assistance from experienced real estate accounting professionals, it may still be achievable for part-time investors.Primary Occupation: REPS is primarily tailored for individuals whose primary occupation revolves around real estate management and investment.

This type of financing will typically look very different and more like a traditional commercial real estate loan.That means a DSCR calculated based on a full NOI and expense load (so inclusive of vacancy loss estimates, credit loss estimates, repairs and maintenance, utilities, management fees and more – in addition to the property taxes and insurance expense that are the only expenses factored in on traditional residential style DSCR loan financing).Additionally, the DSCR minimums are generally going to be higher (typically up to 1.25x), the loan to value ratios lower (higher down payments) and underwrite more sophisticated (which makes sense considering the size and scope of the property).Many multifamily investors for properties of this size (such as more than 11 units) can syndicate capital and have more sophisticated financial and entity structures – its definitely a different world once you get up here in unit count.In Conclusion – when you are looking to invest in multifamily real estate and finance your investment – make sure you have the unit count in mind before you start shopping – the unit range can have a huge effect on your options.

There is certainly a case such as certain STR activities which may qualify for being able to be considered active income, but it's somewhat difficult to achieve this or material participation status where I think you're currently at.

OR put 50% upfront to make the numbers work, which is a high barrier to achieve.