It won't really matter until you try to secure another loan based on what you're going after.

Negotiations were conducted swiftly, allowing us to secure the property for $165,000.

Did you get the security deposit from the wholesaler?

Its possible that there is just some miscommunication with the lender and with the property preservation company they are using where they keep securing the property.

I’m happy to assist you and your wife find a place and securing financing.

I'm not sure if you're working with a financial advisor but if you're retired, receiving 1099R income, maybe social security, plus income from other sources you definitely want to speak with an advisor.

I'll make a long story as short as possible:> House built in 2008, first owners used husbands VA loan to secure (220k loan), stopped paying HOA and bank shortly thereafter (current payoff 500k+). 

Through efficient negotiations, we secured the property for $162,000 on favorable terms.

Efficient negotiations secured the property for $154,000 on favorable terms.

Through efficient negotiations, we secured the property for $155,000 on favorable terms.