I’m looking for assistance or knowledge on loan modificationsMy friend has been working with a lender to modify their loan and it’s been going on a year They did try to make a payment on their loan after their hardship was done but the payment was sent back They have been working direct with the lender since March and began to use a non profit place in November to continue to try to modify The lender has had them fill in the same paper work over and over My question or request to the group is this;Are there any faster ways to make this modification happen for her?

I’m looking for assistance or knowledge on loan modificationsMy friend has been working with a lender to modify their loan and it’s been going on a year They did try to make a payment on their loan after their hardship was done but the payment was sent back They have been working direct with the lender since March and began to use a non profit place in November to continue to try to modify The lender has had them fill in the same paper work over and over My question or request to the group is this;Are there any faster ways to make this modification happen for her?

The only time you need to physically go to a registry office (at Service NB) is if you are dealing with a property that has not been migrated into the electronic land registry  {if there have been no encumbrances or changes on title since 1996, the property may not be in the registry}.When it comes to permit histories, work orders, ordinance or by-law violations, etc. these are still maintained at the municipal level (in the provinces in which we have operated) and privacy law will necessitate a letter of authorization from the property owner for you to access much of this information  ... the exception being work-order and ordinance/by-law violations which can often be accessed though a right to information request {just do not be in a hurry}.

So she has no business claiming it in BK and she had no business negotiating with previous lender on a modification.

and "unauthorized modifications to the front yard".

Have you submitted a loan modification package if you're the borrower to the servicer? 

This stuff is starts on page 134.Lost the home equity loan interest deduction.Teachers can deduct $500 instead of $250 for school supplies, but this sunsets back to $250.1031's preserved for real property, perhaps with some modifications (again, lots of cross-references to existing law).Five of last 8 instead of 2 of last 5 for personal residence capital gains exclusion under section 121.Looks like if your employer pays you for transportation related expenses involved in getting to work from home, those aren't deductible/pre-tax anymore (think parking, commuter benefits, etc.).This is all from my quick skim of the bill, and not to be relied upon as legal or tax advice.

Can anyone please answer,1) Did both house and senate agree on the changes to section 121 exclusion modification to 5 out of 8 instead of 2 out of 5 and 2) allow this important exception to binding contracts struck before Dec 31st 2017 or this clarification language to get in the agreed billis this looking almost a done deal now?

Are you looking to make modifications or upgrades to the property?

How do you find out what kind of modifications are necessary for the potential renter?