Great tools that get updated regularly.I am on the lending side of things and would be happy to hop on a call with you anytime to discuss financial strategies and help answer any questions you may have about nearly any loan product available to help you on your journey, even if they are not products my capital partners offer.We are all here to help you learn and grow.

Of the many strategies I've looked into, House-hacking and short-term rentals piqued my interests. 

I also suggest you post your listing to "Short Term Rental Listing Advice" on Facebook and let them give you more feedback as well.  

Long term, your property is going to up in value; likely way up.

It's disappointing that you can't make it work with short-term rentals, as that should be much easier.

Although whichever option you go with make sure you're also thinking about the long-term property value and what makes the most sense vs trying different angles now that negatively impact future resale/property values down the line. 

It does come down to DTI and what you can show versus what you can qualify for in terms of home price.

Gradually scale by researching high-growth markets, partnering with experienced investors, and exploring financing options like SBA loans.

At the refinance, I am able to get a loan for $180,000 and $20,000 of the money partner's money stays in the deal.

Investing in real estate is a long term way to build wealth.