Or maybe he meant $100,000 in gross assets notwithstanding the amount of debt you have (which might be relevant for doctors, dentists, lawyers, and other professionals that have larger student loan debts). 

This is two houses on one property and the house I am looking for help with is the one I will live in, not the rental.The garage was converted years ago into the garage but the cement was just covered with glued on indoor/outdoor carpet.

I just replaced 3,000 sqft of siding for new 50 year James Hardie driver cement.

This could help cement my business as the lead Property Management company for my city, located right in the heart of downtown.

@Caroline Hedin  think also about your doctor or dentist calling you the day before your appointment... reconfirming is their lifeblood.

These little things go a long way to cementing relationships.

But I will take this class and hopefully that will cement everything.  

Would you get a root canal done by someone who is not a dentist?

Thanks Travis, Mold cannot live in cement, If can show up on paint surface, so I agree with Travis, It most likely is not mold...clean and paint, use a dehu.

If I do change it out, would you recommend fiber-cement/hardi or LP or what else?