When deciding between them, look for flexible memberships, no high-volume minimum, and customer service to help walk you through the process.

Generally:Minimum size: Most jurisdictions consider a minimum of 70 square feet of floor space.

I understand that if you live in a state that does not have a state income tax - you won't have any state tax liability, but based on $110K income, you would be in a 24% federal tax bracket...Distributions from an IRA or Roth conversion would be considered ordinary income and subject to ordinary income tax; capital gain tax is not applicable here, so I'm not sure why you are bringing it up... 

Would you consider doing a cash-out refinance into a 30-year DSCR loan, or would you opt for a line of credit instead? 

2) Maintenance Reserves: So many factors here to consider!

Another angle to consider is to look for turnkey companies that are selling completely renovated properties and have also bought down the interest rate.

Hi David,Glad you are considering investing in real estate. 

To add to your excellent points, it’s also important to consider the tax implications of a 401k loan.

I'm currently waiting for a response from customer support.

Other times, it might mean looking beyond your immediate market—maybe considering places like San Antonio or Omaha if the right deal appears..from what I’ve heard those markets have their own circles of trust.