I've had a lot of policies come in cheaper and a few a little above that.

Just because you recently installed it doesnt make the next go round any cheaper. 

Designers are cheaper than architects. 

To some people that's more valuable than driving a car that isn't exactly what they want but has bigger savings.For what it's worth I rent my primary because the math is far cheaper.

Would be a lot cheaper than hard money (5-6% interest), and you'd be able to employ the BRRRR strategy if it doesn't have prepayment penalties. 

I’m guessing the over/under is cheaper to build because of the footprint.

I also have another go-to VA for a cheaper source for skiptracing. 

Becuase there is a cost for even using your own money or private money, you can actually offer the seller more if its cheaper to do subject to, and give that extra to the seller.

I think what you suggested is a great idea  as it would be cheaper for everyone as the attorney would not have to learn about how this person or Company tries to blow smoke. if you decide to go that route please let us know

I am most comfortable with SFR but am intrigued by a duplex to quad unit, but at the same time they worry me if I ever had to get out quickly and quality of tenant potential.So my thoughts on my options are:--Take out both HELOC's and 401k loans and sit on that cash in a money market or similar vehicle along with what I have already to wait for the crash (whenever it arrives), using my personal and rental cash flow and redirecting the extra I'm paying on those existing mortgages to pay off the HELOC and loans quickly--Use my HELOC and stockpiled cash today to go into another, cheaper market somewhere else in the US, and buy up 3-8 more properties, either leveraged or outright.