The property when it was built in 1980 was an A property but as time, and ownership changed it has gradually gone down the scale. 

Nightly rates and estimated revenue based on all the other units in the area?

However, maybe I can isolate my original question by changing to a hypothetical. 

Although I will probably pay a slightly higher interest rate.

I've realized that and want/need to make a change.

Then I mail a very simple handwritten letter and usually get north of a 30% response rate.  

A scenario where you intented to hold but something came up like an unsolicited offer, higher expenses forcing a sale, change in demographics etc.   

As long as you are on the loan, on title, and live in the home for 12 months minimum, then your non occupying coborrower can qualify for 5% down at owner occupied rates.

The real estate market has shifted dramatically in recent years rising interest rates, evolving buyer and seller expectations, and fluctuating property values are keeping all of us on our toes.

*K&T wiring insulated with cambric and asbestos is not rated for moisture exposure.