If you choose Oakland, I would research landlord tenant laws here and have access to an attorney here - it has heavily pro-tenant laws and the lower priced homes are in high crime areas.

Your deed of trust needs to be made by the trustee, or you didn't properly perfect the security interest, I'd bet on any attorney getting that right unless they were really new.Back to the other issue, any lender advertising a loan product and never closes that product can get nailed.

Detached ADU behind SFH, on flat ground with excellent access, in Adam's Point/near Lake Merritt. 

Examples to kick it off: adding solar panels, vending machines, advertising space, allowing credit card rent payments w/ fee. 

You are wasting your time and theirs by running applications when they don't even know if the house will work for them.I recommend you include some of your key qualification criteria in the advertisement.

Smart and well-capitalized consumers hate "tell me" advertising and only work with "show me" advertisers. 

We have a weekly STR newsletter called BiggerStays, which you can access by going to the settings, notifications, and marketing emails section of your profile.

This way you could defer the tax and have access to 100% of the equity to put down on a larger investment. 

Did you advertise the place for rental?

A larger company will advertise they build them.