I am not a fan of crypto currency or bonds.Do you have a social life so that you can meet women?

Need more capital to invest in the one of the most expensive markets in the nation. 

The National Health Service Corps, PSLF (as already mentioned above), and other programs are financial no-brainers if you're not picky about where you work for the first couple of years.

You should be fine to do this, but when you look for financing you will likely need to go to a local/regional bank or credit union not a big national bank.

Steve the other big thing here and I am sure Shiloh knows this being its his day Job.IS SPOUSE  and no one flame me please but Women tend to be more nesters and conservative from what I have experienced..

Our county is top 10 in the nation for growth and tourism.

With this capital you need to be spending 10 to 30k or more PER month on lead gen.3. you need to be vertically integrated and have salesmen/women working for you.

Biggerpockets has members from all over the nation.

Maybe these outside investors have pulled down local return rates to national levels. 

:-pThat small microcosm of Midtown vs. the rest of Sacramento is representative of California vs. the rest of the nation.