So far in contacting local banks and credit unions, I have learned that credit unions won’t finance to an llc and banks are pretty limited.

Up until 2015 I was in the military and was making the big bucks.

I have tried with two smaller lenders(National Bank of Arizona and OneAZ Credit Union) and they have both dragged it out for several months before deciding they wouldn't do the loan for what I perceived to be fairly silly reasons(Management didn't like that the tenant had only been in for 1 year, Management didn't like that the structure used to be a residence, management didn't like that 3 years ago I took a loss in a completely unrelated business etc.)I am hoping that someone out there has had some success purchasing or refinancing commercial property like this in AZ and can put me in touch with someone who actually completes deals like this.

I think Western Union or maybe Walmart Money Services should be able to do up to a certain amount with a debit card.

most of your small commercial banks in town will take a stab at it.. if you have deposit relationships with them that are meaningfulPremierlewis and clarkM and Tpacific continentalbannerthen you have the credit unions.

However, I would definitely look towards a smaller local credit union or bank.

Hey ! What’s going on my fellow BPer’s ?!?!
I know it’s a little bit of a late introduction for me but I’m finally making my introduction post to make myself more known ! A little bit about me and my expectations, I’m...

I know credit unions offer best rates in general but how do I narrow it down from there and what should I look for?

I know it's possible with PenFed credit union to get a non-owner occupied HELOC with a reasonable rate.

We have a program similar to this at a local credit union.