@Boone BergsmaIf they were all selling for par, B,A,CB because it’s fastest term, then A because higher interest rate possibility to get paid off on refinance.C long term low rate and your overall yield barely keeps up with inflation.

(First time was pre-offer inspection that drove us away - on a new build.)

My guess is 99%+ of agents have no familiarity with off-market deals or the real nuances of the laws, they do exactly what their brokerage tells them to do with appropriate checklists and pre-written forms/contracts.

I spent a year in pre-foreclosure and had no luck.

They're doing this because you've trained them to believe it's ok to do so.Or, if they're great tenants otherwise, they might just be paying you as they get paid (bi-monthly). 

Their menial job has not paid them in over a month. 

Your equity is being paid out in monthly increments also.  

I really appreciate the feedback and will check out the Etsy options for pre-built spreadsheets.

We do a lot of self employed loans and we can take your investment income in your pre approval.

I even paid for a salesman who I found on my Craiglist ad to post up my "I buy mortgage notes!"