There are not many carriers that will insure a home with students and the ones that do, you will see a big increase on that premium. make sure that is baked in to your calculations. 6.

I tend to go with the absolute cheapest insurance policy I can get because insurance carriers are notorious for trying to weasel out of not paying for something they should be liable for. 

It is very difficult to get it to look even, because the stain is just sitting in the poly carrier and more or less lays on top of the wood.

If you have multiple properties try to get insurance with one insurance carrier that will allow you to "stack" your coverage like you can with a vehicle.

These fancy situations where the seller carriers some, the bank comes up with some and you come up with 15-20% I've never actually seen but some of the folks on BP will swear it's a thing. 

Mario,Most insurance carriers will not accept this type of breed under your landlord insurance, so please check there first. 

I would be proactive about it, you need to shop before they non-renew you... that way you can honestly answered "NO" to the question, "have you ever been canceled or non-renewed for any reason" If you answered yes, you would then have to disclose the issue from the old carrier and then the new carrier would probably want you to add the stairs just to be safe. 

You will get the trustee's deed sent to you within a few days or maybe a little over a week.One of my first steps is always to change the locks, just in case  the previous owners try to return and want to mess the place up worse than it probably already is.As for insurance, just make sure that your carrier and agent know that it is vacant because if they find out later that it is, they can cancel your policy.

Attempting to find an insurance carrier to write a policy (dwelling & fire) in Calhoun County Michigan.

So that pretty much kills the anonymity play.I spoke with the mail carrier and she said there is not really a way to stop it.