I find it helpful to know the 'why' to help understand and move forward.I would 100% recommend you talk to a lender and get preapproved before moving forward on the triplex.

I'm trying to understand... you're doing well in a huge market.

I don't fully understand it yet.

I wanted to understand if anyone has used AI for more similar and more advanced real estate use cases.

I understand, just a thought.

I do not have my own websites but I am currently working as VA for others so I only have my company website sir Please dude, no need call me sir.So if I am understanding you correctly, you are not an investor yourself, you are working for other investors?

My curiosity is peaked to know what is the holdback.RogerI don't understand, what does conventional primary residence loan have anything to do with conventional rental loans.  

If the covenant specifically prohibits renting out rooms or STRs, you may be restricted from doing so.You should carefully review the covenants tied to your property to understand the specific restrictions.

Quote from @Devin James: True, but it's foolish to invest without a basic understanding of how to purchase and manage the investment.

I’d recommend consulting with a lawyer who specializes in contract law to understand your options and how to protect yourself moving forward.