Credit unions do not have prepay.Local banks can be the most flexible.

Hi all, My partner and I went to set up our business bank account nearby where he lives (Harford, MD 21085), at the Navy Credit Federal Union but due to technical reasons (me being a partner and no longer being in the military or other Dept. of Defense job), we weren't eligible to do so there. 

The one consolation I can say that I have found is this: if you're willing to execute one cash out refi per property in your own name and hold them on your credit report, and you have good credit with sound income, many generic lenders (Citi, BofA, local credit unions, etc) will execute cash out refis in the mid 4%s.

Banks - Ally is safest @ gives 1%, cds/ local credit unions around 2%, lmcu(lake michigan cu) - 3% till 15k I think, some prepaid cards give 5% with some work(check doctorofcredit blog)..

Then I also asked them if they could get me a credit card through the same credit union.

Local credit unions may be a good source of non-warrantable loans.

I ask because traditional banks and credit unions are very strict about that.As to what I am offering investors...

This post is timely - I spoke with my Credit Union this morning and they shared that I have to wait 6 months to refinance a HELOC funded buy, rehab and rent deal. 

@Kevin O'Brien yes light rail (FasTracks-Union Station), DIA (it's one of the newest major airports in the country).

I own 3/9 units in the building and already had a local credit union do a portfolio loan for 1 of them (30 year, 4.25% fixed, 75% LTV).