It's a nice balance of cash flow and appreciation.

@Elvis Occ Markets are efficient and they’ll find a way to balance for most buyers and sellers.

I'm looking for a low min balance, possibly to have bill pay or can I get checks, I don't mind mobile depositing. 

In either case, I'd be looking at markets with a growing population (demand), a shortage of inventory (supply), and a market that has a net positive importing of jobs with wage growth.As the Fed's a poised to make some moves with interest rates later this year, the question still remains to be seen what they will do with their QE/QT policy on their balance sheet as that will affect long term 1-4 unit rates. 

But I find the C+/B units have the best balance of income and affordability.  

Penalties, outstanding mortgage balances, liens, judgements, etc... paid in full.

MAYBE you could find a balance sheet lender who doesn't sell the notes that would do it.

When house hacking it’s definitely a challenge to find the right balance between investing and lifestyle.

These are two very different and separate loans (completely independent of each other, I think it is safe to say), with entirely different parties and collateral.The unit owner's mortgage, originated prior to 2017, with a current balance of $800,000, I would think, should be totally exempt from the $750,000 limit. 

On 100% of the balance.