It's a no under all circumstances.

Under no circumstance should you try to enter unannounced or without his understanding. 

Unfortunately, it holds nothing more than educational value with no authority.To loan against real estate in California, you either have to be a CA licensed real estate broker or California Finance Lender (CFL). 

Not so with S8, I'm paying out of pocket even if the place is completely destroyed (happened to me a few times unfortunately, and not by people in the program but usually their friends or relatives). 3.

Unfortunately, the proposed restrictions were most likely legal and, I guess, would have survived litigation.

Unfortunately if you want to be first position on that you need way more than $20,000.

What you are proposing is the classic money loss situation unfortunately.

Unfortunately, that won't matter as  Fannie Mae and Freddie Mac, the Government-Sponsored Enterprises (GSE’s) that set the guidelines for conventional loans, which most lenders follow for other types of loans, too, require that a condo building’s master hurricane insurance policy provide 100% coverage of the replacement value for the building. 

Circumstances have changed my life path, and I plan to succeed in this new venture.

@Ben Grubner In a very limited circumstance we require a deposit.