There is no answer, there are simply alternatives. 

If this is an estimated tax payment for your tax return you file in 2025, they certainly aren’t going to place a lien for simply not making that payment on time.  

Whatever criteria you adopt, be sure to stick to it.Find a lender that you can shadow or work with if you would like to cut the learning curve. 

I would think that if the mortgage was recorded properly, it will simply be paid off.This is a question that you probably should have asked of the title company / lawyer before going under contract. 

I am currently a 19 year old looking to simply gain as much financial education, simultaneously saving money for future investments. 

Or is it simply cosmetic or preventative or an upgrade?

Its simply not feasible to run title on everything that you want to bid on if your out west.the reason is you can look at 50 props you like and only 1 maybe 2 will actually go to sale and you have competition on those.. now i am talking TRUE foreclosure sales not Auction after the fact.

Everyone loves saving money until they realize that they were cutting corners and being cheap.

You can pay the loan with ANY money, but you simply use your spouses income to qualify for the loan. 

Is it a lost cause and I'm just supposed to fold and cut my losses??