A developer buys a piece of land and divides it into 7 lots.  

When  title or escrow company handles a settlement, they look into a lot more things than just the land records.

Using your own judgement about where you think interest rates will go, and the cost difference between 1, 3, and 5 year PPP will likely land you in a good spot.

The mobile home was sold separate from the land.

There are also REIA groups in nearly all major metros.Conferences: The Biggerpockets conference and/or the Best Ever Conference are two good ones that will let you meet investors of all shapes and sizes, from syndicators to LPs to direct owners in nearly all asset classes, from SFRs to Airbnbs to apartments and retail, industrial, RV parks, etc.

Hi ln escrow for land that has steel garage building on it.

Hi Kathie, the general rule is that no lender will land you cross-border.

I'd just run your numbers on the new development i.e. how much can you get land for, building permits, water/sewer hook-ups, etc. 

Reinvest all of your money back into your properties, keep them in great shape, by great properties and slowly get rents up, don't look for 20% returns on day one, and don't quit your day job.That is not what most people want to hear. 

Have the land investors advised you against HOA lots?