Correct the problem now. 

@Samuel KoekkoekWhatever you do, dont get into the S&P in the next 6 months, every time on the lastv30 years the Fed has cut interest rates by 50 bps, the market has had a minimum of a 30% correction.

So if I understand this correctly they essentially get to build a better score because they are an authorized user on your account but they never actually get to use the cars, is that correct?

These studies can be pretty complex, and a third-party expert will ensure it’s done correctly and that you maximize your depreciation.

That's correct.

To maintain anonymity, consider using a land trust with the LLC as a beneficiary or setting up an anonymous LLC if allowed in your state.

Best of luck,NoahThis response provides clarity on Peter's inquiries while maintaining a supportive tone.4o mini

This would ruin any of our chances to take advantage of a 'first-time home buyer' program, correct? 

If that is in fact correct, here would be response.1) Are you wanting to refi to pull cash out?

Then after settled move into other projects each year to pay down debt.also, from FHA one to two on our duplex we would need to refinance out of that loan, correct?