I bought property in 2008, 2009 and the last year that I didn't buy a property a California actor was President.  

The last thing you want is a brand that will take 2 weeks to get repaired if needed.We have Maytag units in our lake house and they have been rock steady for 7 years.

At this point I'm inclined to average fuel usage over the last few years and come up with a heat included number to add to the rent.

That Last sentence to your response is "mic drop" worthy @Randy Achi! 

In the last two years I have taken out 3 commercial loans on 5-10 unit properties.

I’d love to keep house hacking but I think this next one has to be the last one to keep the miss’ happy.

I went to Poland in December last year as a tourist.

What blew my mind is how real estate transactions have changed over the last 20 yr's.

Also work with trusted lenders, look for reviews, etc .. since there are many unqualified loan officers pushing term sheets to get you to pay for an appraisal and switch the terms on you at the very last minute.

But I'm wondering if the LLC loan is a no-go for banks. 3) Last question- i'm seeing rates on DSCR loans in the 7.2% to 7.5% range, in addition to 1 to 2 points and they likely track 10 yr treasuries (4.26% as of today).