"If wishes were fishes, all men would eat"

There was 1 maybe 2 decent places to drink and eat.  

Walk out of the bank. get in his car , go eat lunch, come back to the bank and borrow his money back using the CD as his guarantee.  

You have to be in the scene, eat at the restaurants, chill at the coffee houses get to know the art scene and underground movements to really know what's going on and where it's all going.  

We're both eating now :-)

So, that only leaves about $20,000 for profit AND expenses, which is usually too low for a flipper because you could easily eat up $10,000 on unexpected rehab costs.  

Oh, and vegetarians don't eat turkey, its still meat.

Everyone is is basically in a "let them eat cake" situation.

I feel like this would eat up most of my capital alone. 

I have used hard money in the past and you have to be confident in your market that you can fix and sell it within a couple of months or the hard money interest will eat all your profits away the longer you hold.