The fact that the male continued to help with the rent after he left is not your business at all.

Which means the investor who rents this is the person that struggles.

The main benefit is continuing building that equity.

The most recent data show that record momentum continues for the residential rental industry especially for the short-term rental industry, with year-over-year bookings now exceeding pre-pandemic levels.The complexity of the problem hinges on the definitions of “short-term” versus “long-term” rentals for tax purposes.

For those four years that I had the insurance loan - the cash value was collateral, so the actual cash value in the policy continued to grow.  

We struggled in the down months during our first year.

I've thought about property mgmt. but I'm having a problem deciding on whether or not giving up 10% of gross income to cover the cost of mgmt. is worth more than convenience of improving the proximity of another location closer to my primary and easier to continue managing myself.  

No specific questions yet, just looking to continue to meet others, hear some experiences, and generally soak up the knowledge here. 

Now, you have an appreciated first rental that’s hopefully generating cash flow, and a multi unit that provides a roof over your head and 1-3 units paying down your mortgage while all units continue to appreciate.

Then you will come continue to have cashflow at infinity return for the next 30 plus years.