@Khayla WilliamsI strongly recommend against borrowing 100% for a propertyThere is significant risk in owning real estate including section 8 and maintaining the home in a certain condition and if you do t have the funds for those repairs you could lose it all.I always recommend people budget and save enough for a down payment and reserves before getting into their first property.

I have heard some say that they save 2 weeks in August for repairs for non-renewals. 

Many houses in Trinidad were built by inexperienced homeowners where you may find lots of hidden repairs.

You will spend 10X on repairs and servicing of a poorly manufactured window so better to spend a little extra up front.I've recently had success using Harvey slimline windows on some rehabs.

The HOA says it only has to fix the leak and is not responsible for the interior repairs.

Just looked at GNNP home.Would cost too much to repair structural problems(huge crack in ceiling from house settling).

I am in the process of repairing that.

One thing I discovered recently is they make heavy use of the Schedule E from your tax return, so if you clean up your Schedule E (eg by minimizing repairs and maximizing CapEx and accelerated depreciation), you should be in much better shape.  

Investing in these areas comes with multiple tax benefits such as Tax-free growth, Tax payment deferral and Tax discount for long-term commitment.Strategic Repairs and MaintenanceStrategic planning of repairs and maintenance may not have as significant of an impact as a cost segregation study, it can still be meaningful and even more immediate.

escrow needs to allow draw down for your mortgage payment ( which means sale went through) less maybe 2 months for vacancy, plus a generous repair allowance.