For that situation, they would have to file a police report against the other tenant, which they were unwilling to do.  

I really am trying to disengage from you as you are obtuse and unwilling to accept facts but before you go assigning exercises professor, please provide the name of any lenders who use any of the other Fico variants, I'll save you time, there are none so before launching into a lecture of the Fico versions history...its just that, history that has no practical purpose in this thread and certainly not to the OP.

They seem to have enough money to pay a lawyer to go after the bank, but yet are unwilling to pay you.

If they are unwilling to show you the bank statements they are obviously hiding something. 

We met with the local tax board a couple months ago and they were unwilling to budge.  

If they are unable or unwilling to pay $40 per adult, then they probably won't be able to afford the $xxx rent either.

I have little to no sympathy for the plight of those complaining about “affordable housing” but unwilling to live within their means which may mean not getting some of the things you want.

He said you can only deny if you are unable to find risk insurance or the tenant is unwilling to cover the charge.

Get to the root cause of why the tenant seems unable or unwilling to pay her rent on time.

Don't rent to criminals or those unwilling to pay their bills (shows up on credit and eviction records).b) It's 2016, collecting rent in person is not only impractical, but dangerous (case in point).