The hard part is figuring out what you can easily delegate but that is true of most businesses (I was good at it when I worked for someone else, but not good at it for my own items but want to improve).  

In that case, and you are willing to provide the required income info, when you look at the TRUE cost of a loan (rate, up front costs and pre-payment penalty, not just rate) conventional will be the best option every time. 

Have you talked to your insurance company about rates if you increase the deductible or shopped around for insurance? 

The OG Podcast was the "one-stop shop" and focused on what folks were coming for - actionable and relatable real estate advice and stories.There is such a thing as too much of a good thing and the current BP environment is evidence of that.

So True!

But I'm not sure how that relates to the true value of the home, is it really 370k or did they just list it at that price and now the market has been corrected.

It's true you'll likely make very little money on those deals but your benefit will be expediting the pace at which you learn this industry.  

Would love to connect and talk shop sometime.

VERY likely due materials used in the ADU & the much smaller footprint.The true value is going be that you could install the mini yourself and only pay to have the system charged.

It sounds like you just don’t have that type of relationship with any agents in your area yet, or you’re shopping for properties that aren’t worth the effort for an agent to beat the bushes to find for you, or you’re not the kind of buyer who agents will send their off market deals to.