Liquidity is dry, debt is super super high on credit/auto.

We've never met more than 60% of our clients in person, and few have ever come to see their properties.In my opinion, you're better off researching potential cities online and interviewing potential investment teams via Zoom than traveling to the city.This is the perfect example if you sit on the internet how you can and will lose out on massive opportunities, " Never invest in these cities, " TERRIBLE advice from the internetI can only speak about these cities from personal experience, ALL HAVE BOOMED, and have provided massive % returns over the last 10 years, West Palm Beach, I can't believe this is actually on this list, makes zero sense, MASSIVE returns over 10 years,Columbia SC, Booming!!  

As for BRRRRing, there are definitely people that use private money lenders as credit lines on deals.  

I have an 800+ credit score and access to over $100k in revolving credit and much more than that in personal loan offers, but currently have less than $10k in cash reserves, which I plan to build back up to $20k in two months.My mom, in her mid-50s, wants to invest in real estate as a means to improve her retirement.

You can call local banks typically credit unions in the area to see if they have a construction loan product.

I am in the process of settlement on my 1st property in 1 week. i have a 5% down conv loan thru a credit union bank. this a duplex and is a row house. i plan to live in one unit and rent out the other. the seller is also selling the duplex property next to it.

Do you have consumer debt (car notes, credit cards, etc.)?

.### Other Considerations- **HELOCs (Home Equity Lines of Credit)**: You can take out a HELOC on each property or on a few properties to pull out equity.

@Seth SmithIs that in place tenant credit worthy and strong?

Got agency credit with a fixed rate for seven years, will probably sell before that point.