@Dan WhiteThe unique/interesting thing with partnerships that I like is that everything is negotiable.On the most recent Biggerpockets podcast, the guest mentioned starting out as a wholesaler and then bringing a deal to a flipper in exchange for a profit and to be showed how to do a successful flip.

Don't start stretching your budget or start to downgrade the type of home you want because prices went up too fast. 

You do not want to miss Cory’s unique strategy for using “debt-quity” to get deals brought to him before anyone else!

I know the podcasts talk about unique rental opportunities that some investors delve into so I'm hoping you all may have some leads!

This yields the same amount of money, however stretches the payments out over 30 years vs 8.5.

Dont stretch yourself out too thin buying new furniture, cars, etc.There are going to be so many more costs that come up over the next couple of years.

I do however, think that it would present a very unique opportunity for a buyer with children whom wants to relocate from the city (easy commute in) and perhaps have additional rental income, OR move the in-laws into the ADU. 

Like business credit for startups, personal loans for the self employed, and so many other unique financing options. 

Check out socketsite.comLuxury condos aren't doing hot in SF and there's some examples on that site that are interesting.I think the key here is that it's specific condos some of which were likely overpaid and now we're seeing true value but it's more of unique situation then city wide trend. 

The "third unit" is a bit of a stretch and really should be a top/bottom duplex of large 3bedroom units.