Our current portfolio looks like this:LTR that is worth 150k with 65k of debt left on it at 3.65% on a 20 year loan - PITI = $785 per month - long term tenants paying $1650 per monthLTR that is valued at 110k with 45k of debt left on a 4%, 20 year loan - PITI = $583 per month - long term tenants paying $1550 per monthSTR that is valued at $275k with 155k of debt left on a 3.5%, 30 year loan - PITI = 1080 per month - brings in over 35k per year gross for the last three years.Would you do a cash out refinance on one of the properties to pull out some of the equity to pay off the $48k HELOC or would you sell one of the LTR properties to pay off the HELOC?

I'm carrying and concealed so if a man approaches me I know when to pull my firearm out they won't expect.

What criteria would you be looking for in order to qualify and what are the chances of pulling this off? 

Part of how the municipalities get you is pulling permits.

We own our property in an LLC, definitely some long-term appreciation and/or development potential and have various business ventures, but nothing that's pulling in large net income....yet.  

It also makes negotiating things like insurance rates easier because you’re seen as a business, not just an individual.Of course, there are pros and also cons, like setup costs, filing fees, and more paperwork to keep up with.

I have one and they're currently at 4%+, no minimum balance, no transfer fees and unlimited transfers, and they pay out interest monthly.

It may be less expensive going this route than paying a high rate, high fee hard money lender that could possibly do it. 

3.Additional Fees: Are there other fees I should consider, such as maintenance coordination, lease renewal fees, or vacancy fees?

., here is what I bought when it was on sale.https://www.costco.com/eufy-security-by-anker-solo-pro-2-pac...No monthly fees for storage.