If you want to buy and hold, you will need at least $35K-$40K for the down payment.

The only payment that gets delayed if the property isn't delivered on time is the last payment due on delivery, unless stated otherwise in your contract.

Now he tells me that paypal is restricting the amount and frequency of his withdrawals and wants me to wire him my monthly payment.   

Have you thought about refinancing into a DSCR loan or have heard of the BRRRR method?

. - which I suspect you're already inclined to do.You can also investigate various methods of pipe replacement / renewal that involve trenchless technologies, such as pipe lining, pipe bursting, or directional drilling.

I asked why she didn't mail the payment and she said she did not want to pay the 49 cents for the stamp, had an annual bus pass and riding on the bus gave her time to read books about real estate investing.

Quote from @Tracey Watler: Hello BP, I was looking for a lender in Puerto Rico, I’ve learned that even though Puerto Rico has almost all of the products and methods of the US not all US banks lend in PR. 

If you are considering using a more commercial method, such as a DSCR loan, those products are simply reserved for commercial use and not personal.

Hello Scott, developers require a minimum down payment of 30% and the balance in  to 9 months in a pre construction condo.

I'm curious what anyone here thinks of the owner financing terms.Listing Price: $374,900Down Payment: 25%Term: FlexibleInterest Rate: 6.25%7-year balloonThe property's net income over the past 3 years is averaged at roughly $42k per year.