If you are buying another home, I think there are also ways to transfer your mortgage.We have mortgages that are similar to that in the United States but use different terms to describe them.

If I were to do seller financing as opposed to FHA would it have a different impact? 

IF that is the case full stop - yes you are paying for something called insurance but if you have a claim the company has the right to pretty much deny coverage for having the wrong type of policy.Landlord policies are higher cost but for a reason - there is a different and increased level of risk when the house is not owner occupied.Talk with your agent and get all the details sorted out. 

Doing that bit of pre-work might be the difference for a buyer being able to move forward.

Then compare that to what you’d net by listing it as-is—factoring in the time you save and the carrying costs you avoid by not renovating.It might seem straightforward, but once you dive into the numbers, the difference between renovating versus selling as-is can be surprising.

There are 3 different types of units, studio, 1 bed, 2 bed.

According to your numbers, I would say to keep it as a STR but as a few others have said, look at different vacancy rates as well management fees.

Need something to play with, so maybe different market for something new.  

If so, you'd be looking at STR or MTR properties, not LTR.There's a big difference between these types of investment concepts.Please clarify your intentions...

I’ve received multiple quotes from insurance companies (mainly I would obtain the quotes myself).