Might as well put your money into something you'd like to be in actively someday.

@Michael Gardner  there Is usury for any loans at 50k and under.. so be careful there.I don't believe federal law trumps state law.I am a licensed mortgage banker in Oregon.. you can look me up on NMLS  however I am inactive but I have had a pretty long run in Oregon lending money all over the country.Its all state laws.. the only thing federal would come into play is if your doing owner occ stuff.the only thing you need for a loan that is regulated by the state in your file is   One signed application  two notice not to share credit signed.. and one other small disclosure form.. that's it.State of Oregon comes in and audits us every 2 to 3 years.. 

If I didn't see this in action every day I would have my doubts too.  

@Bhavin Palan you are correct that yellen failed to normalize and tighten when she should have (and everything you said RE the consequences of her inactions are true as well) but bernanke certainly needed to remain dovish to get the economy back on its footing.

Commercial has been pain free, and as close to passive/inactive management as possible for my units.

But at the end of the day, my opinion is action is always better than inaction! 

Hello all, I've noticed this thread has been inactive for some time but I would still like to say hello and introduce myself.

We are active duty military and have done very well in active duty towns.

I have some examples of these methods in action very close to home.

I want to be cautious with my first real estate deal as I don't want to get burned, however, I also don't want to fall victim to inaction/analysis paralysis.