Some of these companies have gotten creative with lenders and can offer rates as low as 4.75% on a 30 year fixed loan.

Our market is really only for investors who are looking to fix n flip or short-term hold and rent.

There is a LOT that needs to be fixed/adjusted as things have not been correct for a while.

The average 30-year fixed-rate mortgage rate jumped 27 points from 6.26 percent to 6.53 percent on Friday"I guess I go back to buying properties with zero down, taking over 3% mortgages. 

You need to be looking to do some fix and flips and make some short term money. 

The way to read "5/25, 10 years maturity" is that the rate is fixed for 5 years, the payment is calculated on a 25 year amortization, and there's a balloon payment due at the 10 year mark. 

If you manage it yourself, tenants likely manage simple fix themselves.

IS there anything the building can look into to fix this issue?

Then the seller can either fix them prior to title transfer or the buyer has to assume the violations and fix them within a certain period of time after they buy the property.

I do most of it myself so that might be part of it (learning on the job) but also just finding things here and there which should be fixed as I go about fixing things which need to be fixed.