Tennessee follows federal HUD laws.

Good basis for fighting the ever-more-frequent push for rent control:stlouisfed DOT org/on-the-economy/2024/feb/what-are-long-run-trade-offs-rent-control-policies

This could affect the lender's tax situation.Furthermore, if the interest rate is below the IRS's Applicable Federal Rate (AFR), the difference could be considered a gift.

An LLC wholly owned by a single person is disregarded for federal tax purposes, so as far as the IRS is concerned you took an asset out of one pocket and put it into your other pocket.

More Federal Reserve officials at their meeting last month signaled concern with cutting interest rates too soon and allowing price pressures to grow entrenched.

Again, the 20% annual rate is guaranteed by the government.   

For individual properties, I like Navy Federal due to the long draw period of 20 years and a long repayment period of 20 years.  

Even if this change does happen, great news is some towns such as Sedona- the local governments are going on record stating they will "grandfather in" the operating STR's.

The 50% rule is a federal flood rule that originates in the Code of Federal Regulations and is administered by local governments.

Invest using tax-advantaged accounts when possible.Tax-advantaged accounts generally don't generate capital gains taxes federally, and generally not at the state level although individual state rules may apply.